Insurance Broker
Provide holistic financial plan not only investing money and building your wealth but also wealth inheritance
Plan for Your Carefree Life
What does a promise mean to you? When it comes to the promise of protecting yourself, your family and the ones you love, nothing can be of more value.
Life insurance , it's more than just insurance we offer. We want to give you the key to stay true to your promises, no matter what stage of life you may be in or how your priorities may shift with time. Whether your promises are to look after your family, protect the things you already have, or to ensure the life you have today and that you'd aspire toward for the future is attainable, we have solutions to help you keep them. Because we all know: a promise is a promise.
Some promises are fulfilled together. As you strive to fulfill your promises to your loved ones, We will be right here with you. Life insurance is more than giving you peace of mind if the unexpected happens, it could also mean fulfilling your wealth needs in your life journey, be it providing medical care, accumulating wealth, fulfilling education needs, supporting retirement plans and leaving a meaningful legacy for you and the people you care about. Discover what we can offer to help you achieve your goals.
Insurance is needed at that stage
Insurance should be purchased if you are considering starting a family.
You need insurance in retirement or in senior years.
Parents purchase insurance for children to help them get a head start on life.
Insurance is a strategy to protect and build your or your family's wealth.
Use insurance to secure your own financial stability; some polices offer cash values and investments.
Life Insurance
Apart from providing lifelong protection, life insurance allows you to grow and pass on wealth to the next generations. You can allocate the legacy to beneficiaries according to your wishes without going through the legal probate application process, ensuring effective wealth management and family harmony. With the extended protection period, you can even accumulate a sizable sum and preserve wealth beyond the third generation.
Term Life Insurance
Term Life insurance is a common, cost-effective policy with a comparatively low, age-dependent premium. Clients are covered as long as they pay the premium. Clients’ beneficiaries receive benefits upon the death of the insured.
Universal Life Policy
Universal Life is a flexible, premium life insurance policy that can help high net worth individuals grow, preserve and transfer their wealth to the next generation. The amount of premium varies. Clients can also modify the death benefit amount while the policy is in force.
Critical Illness Insurance
Our comprehensive critical illness protection can help you overcome adversity easier when a critical illness strikes. It covers various common critical illnesses and provides daily hospital cash support, allowing you to focus on getting better and resume a healthy life.Thanks to medical advances, chances of recovering from a critical illness have increased significantly. Yet, the corresponding medical bills could be shocking. Our critical illness protection plans will provide you with a lump sum cash payment, so that you can deal with the medical expenses easily and focus on getting well.
Mdical Insurance
Unexpected medical expenses could represent a significant threat to your finances. With a comprehensive medical protection plan, you and your family can concentrate on receiving proper treatments without worrying about rising medical expenses.
Regular Savings-Education Fund
Higher education and its associated costs are rising annually. If you have children, you may have to pay higher tuition fees than today’s prices. However, you do not want to limit your child's choices nor compromise on quality. How can you save for education and reach other financial goals simultaneously?
Regular Savings-Retirement Planning
Retirement Planning ensures you will have enough to live on, but it isn’t easy. It requires a constant review of your needs and goals. You also have to know what are the available and feasible sources of finance could work for you later on to provide you income.
Qualifying Deferred Annuity – Tax Deductible
It is a tax deductible and cost-saving plan. With additional liquidity-asset and rewarding investment, it is great for a good life.
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+852 38596900